Motorcycle Insurance is important because it helps protect you if you're in a crash. Motorcycle Insurance is like car insurance, but it has higher limits to protect you since riding a motorcycle is more dangerous and heightens the chances of injury and death. These coverages include receiving compensation to cover your medical costs and lost wages if you are injured in a crash.

Accident Benefits provides benefits if you're injured in a car accident, regardless of who's at fault. This insurance covers your medical expenses, disability benefits, income replacement benefits, and death benefits, which includes funeral payments.​

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Third Party Liability insurance covers if you or someone else is hurt, killed or property damage occurs. In Ontario, a minimum of $200,000 in liability insurance coverage is required. 

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Uninsured Automobile insurance protects you if you are caused injury or fatality by an uninsured driver. It also applies if you're a victim in a hit and run.

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Direct Compensation for Property Damage otherwise known as DCPD covers your damaged vehicle in a collision where you bear no responsibility. Mind you, that the collision must have happened in Ontario and involve another insured car.