Professionals that offer consulting services are regarded as specialists in their field. However, specialists can commit errors that cost their clients money.

In those situations, the client can sue the defendant for negligence or failure to provide professional services.
Errors and Omissions Insurance is typically purchased by insurance brokers, accountants, architects, and engineers to protect themselves.
Health Care Professionals may also be held liable for carelessness or failure to perform professional services. Veterinarians, dentists, and other medical specialists will all be covered by the Medical Malpractice Insurance policy.